When applying for your health insurance, you will need to visit a doctor’s office for a physical examination. There are many ways and steps you can take to help prepare you for your physical which will help you get lower rates on your health insurance. Here are some steps to take before your health insurance physical.
If you can manage three months without any tobacco, you will legally be classed as a non-smoker. Being a non-smoker can make an enormous difference in your premium rates so try and work on stopping smoking in the months before your health insurance physical. There are many organizations and helplines that can assist you with stopping smoking so make sure you research into what route is right for you.
Changing Your Diet
Taking the time to analyze your current diet can help you think of appropriate measures to take to help you lead a healthier lifestyle and ensure you pass your health insurance physical. Cutting back on particular foods whilst incorporating others in your diet can make a significant difference in your blood test results. Always aim to follow a diet that is full of fruits and vegetables as well as lean meats and whole grains. Make sure to avoid any processed foods that are full of sugar and salt.
Limit Alcohol Intake
Another way to help prepare for your health insurance physical is by lowering the amount of alcohol you consume. Elevated levels of alcohol can show up in your blood work, so it is important that you try and consume as little as possible before your examination. Your liver is what is most affected by alcohol and as your liver function is typically tested during a physical, it is important that you keep your alcohol intake to a bare minimum.
Even losing a small amount of weight of 5 to 10 pounds can result in you being placed in a lower insurance bracket. If you have a few months before your physical, this will be more than enough time for you to lose 1 or 2 pounds each week. To lose weight healthily, you will need to combine calorie restriction and moderate physical activity. Try and reduce your calorie intake by around 500 calories a day for you to be able to see noticeable results.
It is important that you get as much sleep as possible on the night before your health insurance physical. Having a lack of sleep can cause all sorts of problems such as increasing your stress levels which can affect your blood pressure levels during the examination. Try and aim to get at least 8 hours of restful sleep the night before your physical. Websites like Medical Health Insurance can give you more information on the types of health insurance available to you.
Implementing all the steps listed will help put you in a good frame of mind before your health insurance physical. If you need any more guidance or assistance, try and speak to others who have had their physical, so you can be more aware on what steps to take so your health insurance physical goes according to plan.